Refinancing Your Mortgage

/Refinancing Your Mortgage

5 Cara Bijak Untuk Refinance Rumah 2018

Refinance Rumah 2018 Sekiranya anda membuat pertimbangkan untuk Refinance Rumah bagi mendapatkan duit tambahan bagi menyelesaikan pinjaman peribadi, kredit kad, pengubahansuaian rumah atau untuk bantuan perubatan dan sebagainya. Bacalah Artikel "5 cara bijak untuk refinance rumah 2018." Mungkin ramai yang ingin refinance rumah tetapi tidak tahu di mana ingin dimulakan. [...]

Banyak hutang? Apa kata Refinance Rumah? 12 Perkara Yang Anda Perlu Tahu Sebelum Refinance Rumah

Seakan sudah menjadi lumrah manusia sekarang yang berbelanja lebih dari kemampuan. Gaji sebulan RM3000 tapi berbelanja sehingga RM5000 sebulan. Macamana boleh jadi begitu? Tentunya, ada yang menggunakan Personal Loan ataupun Kad Kredit dahulu, apabila Personal loan dan Kad Kredit dah guna sampai maksimum baru kalut mencari duit untuk bayar balik. Kami di Malaysiahousingloan tidak [...]

Langsaikan hutang rumah dalam 10 tahun!

PERNAHKAH anda dengar rakan-rakan anda berkata: “Aku sudah bayar hutang rumah lima tahun, tapi baki hutang macam tidak berkurangan,” atau mungkinkah anda juga merasai pengalaman yang sama? Saya pernah dulu menanggung hutang rumah seba­nyak RM200,000. Setiap bulan saya bayar RM10,050. Tetapi selepas lima tahun saya bayar hutang rumah saya, baki hutang rumah masih lagi [...]

3 Tips To Choose A Good SPA & Loan Lawyer

Choosing a lawyer can seem daunting if you have never done so before. If you're buying a house, then you need a Sale & Purchase Agreement (SPA) lawyer. So, how to choose a good and reliable lawyer to handle the property transaction and loan? The following are few helpful tips to guide you finding [...]

Steps For Home Loan Refinancing, everything you need to know!

1. Identify the purpose or goal of refinancing. It can be for getting extra cash to pay off the existing high-interest rates loan facility, house renovation, children education, to get lower rates, etc... If you have a clearer purpose of refinancing, the chances to achieve your target is higher if you make it clear [...]

Reschedule @ Restructure adalah penyelesaian atau kesilapan? Baik anda faham sebelum rasa terjerat

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak bank sekirannya [...]

Malaysia Property Cooling Measures Timeline

VARIOUS cooling measures introduced by the Malaysian government and Bank Negara Malaysia (BNM) for the last nine years. Let's recapped all the cooling measures in summary. YEAR 2007 It was reported that in 2007, the Developer Interest Bearing Scheme (DIBS) was first introduced by a property developer in Penang, as a precursor to the [...]

How Legal Fees Increased Affects Homeowners?

Everything you need to know about the new Legal Fees scale and how it’s affected homeowners.  The revision of the fee structure in the Solicitors’ Remuneration Order by the Bar Council is effective from 15th March 2017. The revision, which was approved by the Solicitors Cost Committee on Feb 28, is reasonable as the [...]

Refinancing Question and Answer ( Q & A):

( All Q & A are from our customer, if you have any questions about refinancing, please go to our contact us page and drop us your questions. We we shall reply to you as soon.)   1)      Question : I bought a house in 2007.Purchase Price is RM300,000. I took a loan of RM270,000.  [...]

Conversation with a customer today

Customer A : I have a house that is under two names, is my boyfriend and I. Loan under two names too. And we're separating now; he will sell his portion to me. Can you help me? Me: Sorry to hear about the separation. Of course, we can help you. But, first this is [...]