Home Loan Library

/Home Loan Library

Tips For Appointing SPA Lawyer – Mistakes You’ll Never Make Again

When purchasing a house in Malaysia, purchaser requires appointing a Sale & Purchase (SPA) Lawyer to represent them. A good SPA lawyer is crucial in this situation because the moment you start buying a house, and if you're not careful, you might fall into a deep hole that orchestrates by the property agent, seller, [...]

How To Calculate Stamp Duty in 2018?

Stamp Duty Waiver For First-Time House Buyer We're about to welcome 2018 in less than one-month time. And 2018 is going to be an exciting year for property market because some expert said the property market is crushing next year and some said it won't. Regardless which, we want you to prepare for the [...]

5 Cara Bijak Untuk Refinance Rumah 2018

Refinance Rumah 2018 Sekiranya anda membuat pertimbangkan untuk Refinance Rumah bagi mendapatkan duit tambahan bagi menyelesaikan pinjaman peribadi, kredit kad, pengubahansuaian rumah atau untuk bantuan perubatan dan sebagainya. Bacalah Artikel "5 cara bijak untuk refinance rumah 2018." Mungkin ramai yang ingin refinance rumah tetapi tidak tahu di mana ingin dimulakan. [...]

5 Home Buying Tips

Buying a house can be so much fun and full of excitement but at the same time it's can be nerve wrecking and stressful too. Why? Most people buy a house to start a family, a new start and have a place to call home to create new memories and some called Home is [...]

How To Calculate Stamp Duty

How To Calculate Stamp Duty - Stamp Duty Waiver For First-Time House Buyer Lots of people talking about buying a house. But, one thing a home buyer should know is how much the stamp duty will cost when buying a new house. Today, we're going to share the simple calculation of stamp duty [...]


In an effort to reduce the cost of ownership of first home for Malaysian citizens, the government has proposed the following stamp duty exemptions:- Value of instruments of transfer and loan agreement for the purchase of first home Exemption given on stamp duty Up To RM300,000 100% Value of instruments of transfer [...]


Housing The Government will continue to intensify efforts to increase home-ownership for the rakyat with an allocation of RM2.2 billion as follows: 17,300 units of People’s Housing Programme; 3,000 units of People’s Friendly Home under SPNB; 210,000 units of houses under PR1MA with prices RM250,000 and below. For this, RM1.5 billion is allocation [...]

Banyak hutang? Apa kata Refinance Rumah? 12 Perkara Yang Anda Perlu Tahu Sebelum Refinance Rumah

Seakan sudah menjadi lumrah manusia sekarang yang berbelanja lebih dari kemampuan. Gaji sebulan RM3000 tapi berbelanja sehingga RM5000 sebulan. Macamana boleh jadi begitu? Tentunya, ada yang menggunakan Personal Loan ataupun Kad Kredit dahulu, apabila Personal loan dan Kad Kredit dah guna sampai maksimum baru kalut mencari duit untuk bayar balik. Kami di Malaysiahousingloan tidak [...]

Borrow RM733,500 and Pay RM3,165,108.84!! (4x times more from original loan)

Have you ever come across with a home loan offer that Purchase Price by the bank is RM733,500 ( loan amount) Selling Price By The Bank is RM3,165,108.84 ( interest + principal, calculated based on maximum capped profit rate) In this case, the capped rate is 10% p.a Tenure 504 months @ 42 years [...]

By | 2017-09-18T20:20:03+00:00 September 18th, 2017|Home Loan Library, Latest News and Update|0 Comments

Stamp Duty & Legal Fees For Purchasing A House 2018

The schedule below as a reference of stamp duty and legal fees when purchasing a house. Sale And Purchase Agreement Legal Fees 2018 Latest Update - 2018 Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 - 0.80% For The Next RM2,000,000.00 - 0.70% For The Next [...]