哇!快学起来!大家必知! MRTA vs MLTA 的分别

/, Latest News and Update/哇!快学起来!大家必知! MRTA vs MLTA 的分别

哇!快学起来!大家必知! MRTA vs MLTA 的分别

MRTA vs MLTA 分别

MRTA MLTA
  不辛事故发生(死亡或终身残废), 保额是直接赔给银行。 不辛事故发生(死亡或终身残废), 保额是可赔给指定受益人。
保额根据贷款而减少。 保额保持。
不能转移(再融资Refinancing 或第二间屋子) 可以转移(再融资Refinancing 或第二间屋子)
保费是一次过給的。一般是算在跟行貸款,但需要給利息。 保费可分期如年,半年,三个月或每个月。
没有现金价值(Cash Value), 半途断保, 可能拿回退保价值(Surrender Value), 视公司条款而定。 有现金价值(Cash Value) 。 可提早领取退保价值(Surrender Value) 来提早还清房屋贷款。

(有些MLTA的退款保价值是有保证的)

保障-借款人自然死亡/病逝和终身残废

*没包括36种疾病

保障-借款人自然死亡/病逝和终身残废,

*可以追加36种疾病(相对的保费也会提高)

收益人- 银行 收益人-可以放家人当收益人

 

保费较低 保费较高

 

If you think this is helpful, feel free to share it with all your friends and family on all the social media platform.

 

We post weekly video and articles on Youtube and Facebook. Follow us around. Don’t forget to LIKE and SHARE.

 

Youtube channel: https://www.youtube.com/user/malaysiahousingloan

Call or WhatsApp: +6012-6946746

Visit our website: www.malaysiahousingloan.com

By | 2017-06-02T16:59:18+00:00 June 2nd, 2017|Home Loan Library, Latest News and Update|0 Comments

About the Author:

Hey guys, thank you for coming here and check out our website. We have been doing this housing loan loan services more than a decade and i truIy feel old already. Our website is updated frequently. You can always find us at google+ or our youtube channel http://www.youtube.com/user/malaysiahousingloan. Along the years, we helped thousands of people with their home loan. Sometimes we felt our works is worthy because we help many people to get their dream house. Please come and engage our services. We promise to guide you through and be there when you need us. Until next time, Good Luck!

Leave A Comment